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Foreclosure auction · Bay County

1320 E Hwy 98 Bus 309, Panama City, FL 32401

Taken back by the plaintiff. Held on Tue, Oct 13, 2026: the plaintiff took the property back.

SaleForeclosure auction, Tue, Oct 13, 2026
ResultTaken back by the plaintiff
Case number25001088CA
County just value$156,087
HomeCondominium, 695 sq ft, built 1985
Parcel ID22331-978-000
CountyBay County, Florida
This sale on bay.realforeclose.com ↗ Opens once you are signed in to bay.realforeclose.com as a bidder. Each county's auction site has its own account; a clerk account does not open it.

All lots of Oct 13 on bay.realforeclose.com · Property appraiser record · Clerk's record

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Every mortgage, lien, judgment and city case recorded against the property.

Liens and title

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How this sale works

  • The clerk holds the sale online at bay.realforeclose.com. Register in advance; bidding opens at the scheduled time.
  • Most Florida clerks take a 5% deposit from the winning bidder at the end of the sale and the balance by the next business day.
  • The certificate of title issues if no objection is filed within 10 days of the sale (F.S. 45.031).

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Questions about this auction

What happened at the 1320 E Hwy 98 Bus 309 auction?
Held on Tue, Oct 13, 2026: the plaintiff took the property back.
Are there liens on 1320 E Hwy 98 Bus 309?
We have not searched this property yet. A title search lists every mortgage, lien, judgment and city case recorded against it.
What does the buyer of a foreclosure sale take on?
  • Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants.
  • Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case.
  • The association's dues stay with you. A third-party buyer owes every condo or HOA assessment that came due up to the sale (F.S. 718.116, 720.3085). Ask for an estoppel letter.
  • Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08).
  • Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

What survives a Florida foreclosure sale · How a title report is built

Who runs the sale?
The Bay County Clerk of Court, online at bay.realforeclose.com.