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Foreclosure auction · Bay County

3903 E 11th St, Panama City, FL 32404

Scheduled. Scheduled for Tue, Nov 10, 2026 at 11:00 AM CT.

SaleForeclosure auction, Tue, Nov 10, 2026, 11:00 AM CT (in 7 days)
Case number26000564CA
Market value$275,000
HomeMultifamily 2-9, 2 bed, 2 bath, 3,248 sq ft, built 1983
Lot9,104 sq ft
Parcel ID15029-063-000
CountyBay County, Florida
Open this auction on bay.realforeclose.com ↗ Opens once you are signed in to bay.realforeclose.com as a bidder. Each county's auction site has its own account; a clerk account does not open it.

All lots of Nov 10 on bay.realforeclose.com · Property appraiser record · Clerk's record

Get the full report

Holders, amounts and the recorded documents behind every line.

Liens and title

4 open items on the sale date
From our title search of Nov 3, 2026. Holders and amounts are in the report.
  • Mortgage
  • Lis pendens
  • Foreclosure judgment
  • City or county lien

How to bid

  • The clerk holds the sale online at bay.realforeclose.com. Register in advance; bidding opens at the scheduled time.
  • Most Florida clerks take a 5% deposit from the winning bidder at the end of the sale and the balance by the next business day.
  • The certificate of title issues if no objection is filed within 10 days of the sale (F.S. 45.031).

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Questions about this auction

When is the foreclosure auction for 3903 E 11th St?
Scheduled for Tue, Nov 10, 2026 at 11:00 AM CT. It is held online at bay.realforeclose.com.
Are there liens on 3903 E 11th St?
Our title search found 4 items open on the sale date: mortgage, lis pendens, foreclosure judgment, city or county lien. The full report lists holders, amounts and the recorded documents.
What does the buyer of a foreclosure sale take on?
  • Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants.
  • Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case.
  • Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08).
  • Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

What survives a Florida foreclosure sale · How a title report is built

Who runs the sale?
The Bay County Clerk of Court, online at bay.realforeclose.com.