Foreclosure auction · Polk County

884 Reflections Loop E, Winter Haven, FL 33884

Q: What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants. Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case. Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08). Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

Rescheduled. The Fri, Oct 9, 2026 sale was moved to another date.

SaleForeclosure auction, Fri, Oct 9, 2026

Case number2023CA005492000000

County just value$182,245

HomeSingle family, 1,962 sq ft, built 1999

Lot7,701 sq ft

Parcel ID262912687512000310

CountyPolk County, Florida

This sale on polk.realforeclose.com ↗ Opens once you are signed in to polk.realforeclose.com as a bidder. Each county's auction site has its own account; a clerk account does not open it.

All lots of Oct 9 on polk.realforeclose.com · Property appraiser record

Run the title search

Every mortgage, lien, judgment and city case recorded against the property.

Liens and title

We have not searched this property yet.

A title search reads the Polk County Official Records by owner, legal description and case number, the court docket, the tax collector, city code cases, permits and federal bankruptcy filings. Press "Run title search" and we email you the report.

How this sale works

The clerk holds the sale online at polk.realforeclose.com. Register in advance; bidding opens at the scheduled time.
Most Florida clerks take a 5% deposit from the winning bidder at the end of the sale and the balance by the next business day.
The certificate of title issues if no objection is filed within 10 days of the sale (F.S. 45.031).

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Questions about this auction

What happened at the 884 Reflections Loop E auction?

The Fri, Oct 9, 2026 sale was moved to another date.

Are there liens on 884 Reflections Loop E?

We have not searched this property yet. A title search lists every mortgage, lien, judgment and city case recorded against it.

What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants.
Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case.
Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08).
Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

What survives a Florida foreclosure sale · How a title report is built

Who runs the sale?

The Polk County Clerk of Court, online at polk.realforeclose.com.