Foreclosure auction · Polk County

428 Ohio Ln, Poinciana, FL 34759

Q: What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants. Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case. Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08). Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

Scheduled. Scheduled for Mon, Nov 2, 2026 at 10:00 AM ET.

SaleForeclosure auction, Mon, Nov 2, 2026, 10:00 AM ET

Case number2026CA000031A000BA

Market value$338,220

HomeSingle family, 3 bed, 2 bath, 2,793 sq ft, built 2005

Lot7,836 sq ft

Parcel ID282803934760027210

CountyPolk County, Florida

This sale on polk.realforeclose.com ↗ Opens once you are signed in to polk.realforeclose.com as a bidder. Each county's auction site has its own account; a clerk account does not open it.

All lots of Nov 2 on polk.realforeclose.com · Property appraiser record

Get the full report

Holders, amounts and the recorded documents behind every line.

Liens and title

4 open items on the sale date

From our title search of Nov 1, 2026. Holders and amounts are in the report.

UCC or PACE filing × 2
Mortgage
Foreclosure judgment

Not read: Bankruptcy court. The report names it at the top.

How this sale works

The clerk holds the sale online at polk.realforeclose.com. Register in advance; bidding opens at the scheduled time.
Most Florida clerks take a 5% deposit from the winning bidder at the end of the sale and the balance by the next business day.
The certificate of title issues if no objection is filed within 10 days of the sale (F.S. 45.031).

Upcoming auctions nearby

3564 Broadwing Blvd, Poinciana
Foreclosure · Nov 10 · title report ready$274,660
est. value 2305 Rio Grande Forest Ln, Poinciana
Foreclosure · Nov 10 · title report ready$359,780
est. value 140 Grand Canal Dr, Poinciana
Foreclosure · Nov 13 · title report ready$213,920
est. value 795 Squirrel Ct, Poinciana
Foreclosure · Nov 16 · title report ready$220,870
est. value 1904 Erie Way, Poinciana
Foreclosure · Nov 16 · title report ready$257,000
est. value 284 Scripps Ranch Rd, Poinciana
Foreclosure · Nov 17 · title report ready$314,880
est. value

All Polk County auctions · Polk on the map

Questions about this auction

What happened at the 428 Ohio Ln auction?

Scheduled for Mon, Nov 2, 2026 at 10:00 AM ET.

Are there liens on 428 Ohio Ln?

Our title search found 4 items open on the sale date: ucc or pace filing x2, mortgage, foreclosure judgment. The full report lists holders, amounts and the recorded documents.

What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants.
Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case.
Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08).
Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

What survives a Florida foreclosure sale · How a title report is built

Who runs the sale?

The Polk County Clerk of Court, online at polk.realforeclose.com.