Foreclosure auction · Polk County

306 Fern Rd, Winter Haven, FL 33880

Q: What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants. Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case. Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08). Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

Scheduled. Scheduled for Mon, Nov 2, 2026 at 10:00 AM ET.

SaleForeclosure auction, Mon, Nov 2, 2026, 10:00 AM ET

Case number2026CA001353A000BA

Market value$236,630

HomeSingle family, 3 bed, 2 bath, 1,599 sq ft, built 1975

Lot6,499 sq ft

Parcel ID252825354540008160

CountyPolk County, Florida

This sale on polk.realforeclose.com ↗ Opens once you are signed in to polk.realforeclose.com as a bidder. Each county's auction site has its own account; a clerk account does not open it.

All lots of Nov 2 on polk.realforeclose.com · Property appraiser record

Get the full report

Holders, amounts and the recorded documents behind every line.

Liens and title

5 open items on the sale date

From our title search of Nov 1, 2026. Holders and amounts are in the report.

Mortgage × 2
Lis pendens
Foreclosure judgment
Money judgment

Not read: Bankruptcy court. The report names it at the top.

How this sale works

The clerk holds the sale online at polk.realforeclose.com. Register in advance; bidding opens at the scheduled time.
Most Florida clerks take a 5% deposit from the winning bidder at the end of the sale and the balance by the next business day.
The certificate of title issues if no objection is filed within 10 days of the sale (F.S. 45.031).

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Questions about this auction

What happened at the 306 Fern Rd auction?

Scheduled for Mon, Nov 2, 2026 at 10:00 AM ET.

Are there liens on 306 Fern Rd?

Our title search found 5 items open on the sale date: mortgage x2, lis pendens, foreclosure judgment, money judgment. The full report lists holders, amounts and the recorded documents.

What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants.
Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case.
Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08).
Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

What survives a Florida foreclosure sale · How a title report is built

Who runs the sale?

The Polk County Clerk of Court, online at polk.realforeclose.com.