Foreclosure auction · Clay County

2781 Shady Oak Ln, Orange Park, FL 32073

Q: What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants. Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case. Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08). Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

Scheduled. Scheduled for Wed, Oct 28, 2026 at 10:00 AM ET.

SaleForeclosure auction, Wed, Oct 28, 2026, 10:00 AM ET

Case number2025CA000121

Market value$219,000

HomeSingle family, 3 bed, 2 bath, 1,288 sq ft, built 1962

Lot11,238 sq ft

Parcel ID42-04-26-013277-000-00

CountyClay County, Florida

This sale on clay.realforeclose.com ↗ Opens once you are signed in to clay.realforeclose.com as a bidder. Each county's auction site has its own account; a clerk account does not open it.

All lots of Oct 28 on clay.realforeclose.com · Property appraiser record · Clerk's record

Get the full report

Holders, amounts and the recorded documents behind every line.

Liens and title

4 open items on the sale date

From our title search of Oct 31, 2026. Holders and amounts are in the report.

City or county lien × 2
Lis pendens
Foreclosure judgment

Not read: Bankruptcy court, City / county code enforcement, Water / sewer provider. The report names it at the top.

How this sale works

The clerk holds the sale online at clay.realforeclose.com. Register in advance; bidding opens at the scheduled time.
Most Florida clerks take a 5% deposit from the winning bidder at the end of the sale and the balance by the next business day.
The certificate of title issues if no objection is filed within 10 days of the sale (F.S. 45.031).

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Questions about this auction

What happened at the 2781 Shady Oak Ln auction?

Scheduled for Wed, Oct 28, 2026 at 10:00 AM ET.

Are there liens on 2781 Shady Oak Ln?

Our title search found 4 items open on the sale date: city or county lien x2, lis pendens, foreclosure judgment. The full report lists holders, amounts and the recorded documents.

What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants.
Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case.
Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08).
Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

What survives a Florida foreclosure sale · How a title report is built

Who runs the sale?

The Clay County Clerk of Court, online at clay.realforeclose.com.