Foreclosure auction · Clay County

1845 Lago Del Sur Dr, Middleburg, FL 32068

Q: What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants. Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case. Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08). Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

Scheduled. Scheduled for Mon, Nov 23, 2026 at 10:00 AM ET.

SaleForeclosure auction, Mon, Nov 23, 2026, 10:00 AM ET (in 20 days)

Case number2025CC000674

County just value$186,585

HomeSingle family, 1,264 sq ft, built 2004

Lot1,747 sq ft

Parcel ID05-05-25-009016-009-29

CountyClay County, Florida

Open this auction on clay.realforeclose.com ↗ Opens once you are signed in to clay.realforeclose.com as a bidder. Each county's auction site has its own account; a clerk account does not open it.

All lots of Nov 23 on clay.realforeclose.com · Property appraiser record · Clerk's record

Get the full report

Holders, amounts and the recorded documents behind every line.

Liens and title

5 open items on the sale date

From our title search of Nov 3, 2026. Holders and amounts are in the report.

Mortgage (no release of record) × 2
Mortgage
Lis pendens
HOA or condo lien

How to bid

The clerk holds the sale online at clay.realforeclose.com. Register in advance; bidding opens at the scheduled time.
Most Florida clerks take a 5% deposit from the winning bidder at the end of the sale and the balance by the next business day.
The certificate of title issues if no objection is filed within 10 days of the sale (F.S. 45.031).

Other auctions of this property

Sale date	Type	Result
Oct 7, 2026	Foreclosure	Auction did not meet county requirements

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Questions about this auction

When is the foreclosure auction for 1845 Lago Del Sur Dr?

Scheduled for Mon, Nov 23, 2026 at 10:00 AM ET. It is held online at clay.realforeclose.com.

Are there liens on 1845 Lago Del Sur Dr?

Our title search found 5 items open on the sale date: mortgage (no release of record) x2, mortgage, lis pendens, hoa or condo lien. The full report lists holders, amounts and the recorded documents.

What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants.
Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case.
Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08).
Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

What survives a Florida foreclosure sale · How a title report is built

Who runs the sale?

The Clay County Clerk of Court, online at clay.realforeclose.com.