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Foreclosure auction · Bay County

12820 Clear Creek Rd, Youngstown, FL 32466

Scheduled. Scheduled for Tue, Oct 27, 2026 at 11:00 AM CT.

SaleForeclosure auction, Tue, Oct 27, 2026, 11:00 AM CT
Case number25001052CA
Market value$291,000
HomeMobile home, 3 bed, 2 bath, 2,040 sq ft, built 2007
Lot1.05 acres
Parcel ID05127-234-000
CountyBay County, Florida
This sale on bay.realforeclose.com ↗ Opens once you are signed in to bay.realforeclose.com as a bidder. Each county's auction site has its own account; a clerk account does not open it.

All lots of Oct 27 on bay.realforeclose.com · Property appraiser record · Clerk's record

Get the full report

Holders, amounts and the recorded documents behind every line.

Liens and title

6 open items on the sale date
From our title search of Oct 26, 2026. Holders and amounts are in the report.
  • Mortgage × 4
  • Lis pendens
  • Foreclosure judgment

Not read: Bay Clerk of Courts, Bankruptcy court, City / county code enforcement. The report names it at the top.

How this sale works

  • The clerk holds the sale online at bay.realforeclose.com. Register in advance; bidding opens at the scheduled time.
  • Most Florida clerks take a 5% deposit from the winning bidder at the end of the sale and the balance by the next business day.
  • The certificate of title issues if no objection is filed within 10 days of the sale (F.S. 45.031).

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Questions about this auction

What happened at the 12820 Clear Creek Rd auction?
Scheduled for Tue, Oct 27, 2026 at 11:00 AM CT.
Are there liens on 12820 Clear Creek Rd?
Our title search found 6 items open on the sale date: mortgage x4, lis pendens, foreclosure judgment. The full report lists holders, amounts and the recorded documents.
What does the buyer of a foreclosure sale take on?
  • Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants.
  • Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case.
  • Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08).
  • Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

What survives a Florida foreclosure sale · How a title report is built

Who runs the sale?
The Bay County Clerk of Court, online at bay.realforeclose.com.