Foreclosure auction · Putnam County

122 Kelley Smith School Rd, Palatka, FL 32177

Q: What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants. Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case. Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08). Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

Scheduled. Scheduled for Thu, Nov 19, 2026 at 11:00 AM ET.

SaleForeclosure auction, Thu, Nov 19, 2026, 11:00 AM ET (in 16 days)

Case number542025CA000342CAAXMX

County just value$262,300

HomeSingle family, 4,761 sq ft, built 1968

Lot35,719 sq ft

CountyPutnam County, Florida

Open this auction on putnam.realforeclose.com ↗ Opens once you are signed in to putnam.realforeclose.com as a bidder. Each county's auction site has its own account; a clerk account does not open it.

All lots of Nov 19 on putnam.realforeclose.com · Property appraiser record

Run the title search

Every mortgage, lien, judgment and city case recorded against the property.

Liens and title

We have not searched this property yet.

A title search reads the Putnam County Official Records by owner, legal description and case number, the court docket, the tax collector, city code cases, permits and federal bankruptcy filings. Press "Run title search" and we email you the report.

How to bid

The clerk holds the sale online at putnam.realforeclose.com. Register in advance; bidding opens at the scheduled time.
Most Florida clerks take a 5% deposit from the winning bidder at the end of the sale and the balance by the next business day.
The certificate of title issues if no objection is filed within 10 days of the sale (F.S. 45.031).

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Questions about this auction

When is the foreclosure auction for 122 Kelley Smith School Rd?

Scheduled for Thu, Nov 19, 2026 at 11:00 AM ET. It is held online at putnam.realforeclose.com.

Are there liens on 122 Kelley Smith School Rd?

We have not searched this property yet. A title search lists every mortgage, lien, judgment and city case recorded against it.

What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants.
Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case.
Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08).
Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

What survives a Florida foreclosure sale · How a title report is built

Who runs the sale?

The Putnam County Clerk of Court, online at putnam.realforeclose.com.