Foreclosure auction · Polk County

1212 El Camino Rd, Lakeland, FL 33805

Q: What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants. Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case. Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08). Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

Scheduled. Scheduled for Tue, Nov 10, 2026 at 10:00 AM ET.

SaleForeclosure auction, Tue, Nov 10, 2026, 10:00 AM ET (in 7 days)

Case number2026CA002273A000BA

Market value$166,070

HomeSingle family, 3 bed, 1 bath, 1,466 sq ft, built 1960

Lot7,950 sq ft

Parcel ID232810000000023046

CountyPolk County, Florida

Open this auction on polk.realforeclose.com ↗ Opens once you are signed in to polk.realforeclose.com as a bidder. Each county's auction site has its own account; a clerk account does not open it.

All lots of Nov 10 on polk.realforeclose.com · Property appraiser record

Get the full report

Holders, amounts and the recorded documents behind every line.

Liens and title

0 open items on the sale date

From our title search of Nov 3, 2026. Holders and amounts are in the report.

Nothing open on the sale date

How to bid

The clerk holds the sale online at polk.realforeclose.com. Register in advance; bidding opens at the scheduled time.
Most Florida clerks take a 5% deposit from the winning bidder at the end of the sale and the balance by the next business day.
The certificate of title issues if no objection is filed within 10 days of the sale (F.S. 45.031).

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Questions about this auction

When is the foreclosure auction for 1212 El Camino Rd?

Scheduled for Tue, Nov 10, 2026 at 10:00 AM ET. It is held online at polk.realforeclose.com.

Are there liens on 1212 El Camino Rd?

Our title search found nothing open on the sale date. The full report lists holders, amounts and the recorded documents.

What does the buyer of a foreclosure sale take on?

Junior liens named in the case are cleared. The sale cuts off liens recorded after the foreclosed mortgage when their holders were defendants.
Older liens stay. A mortgage or judgment recorded before the foreclosed mortgage survives. So do liens whose holders were left out of the case.
Taxes and assessments stay. Unpaid property taxes, tax certificates and assessments on the tax bill, including PACE, follow the property (F.S. 197.122, 163.08).
Federal liens. If the United States is a defendant, it can redeem the property for 120 days after the sale (28 U.S.C. 2410).

What survives a Florida foreclosure sale · How a title report is built

Who runs the sale?

The Polk County Clerk of Court, online at polk.realforeclose.com.